Shocking AI prediction from the “Billionaire Whisperer"

Wall Street analyst Marc Chaikin flags a radical AI technology that could reshape data centers  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Read online A Message From Chaikin Analytics Dear Reader, Marc Chaikin just issued a shocking new prediction about AI. And we encourage anyone with money in the markets to pay very close attention. Why? Chaikin is one of Wall Street's most respected investment minds. His former clients have included billionaires like Steve Cohen, owner of the New York Mets... D.E. Shaw, founder of one of the world's leading money-management firms... And George Soros, founder of the Quantum Fund with Jim Rogers... He pioneered computerized trading on Wall Street. His Chaikin Money Flow indicator is built into every Bloomberg trading terminal on Earth. He used his 20-factor Power Gauge system to predict: The Covid Crash of 2020 The Stealth Bear of 2022 The "Liberation Day" Plunge of 2025 And countless other events going back 50-plus years His system flashed bullish on Micron before it soared 970% in one year... Celestica before it soared 6,600%... And Nvidia before it skyrocketed more than 50,000%... But he's calling his new prediction the biggest and most important of his career. According to Chaikin, a $248 trillion "White Swan" event is about to disrupt AI. It involves a radical new breakthrough in AI data centers. This new technology uses 99% less electricity. It uses 99% less water. It uses 99% less space than current data centers. Yet it's more than 1 trillion times more powerful when it comes to generating major scientific breakthroughs. "If our research is correct, This will shorten discovery timelines from years to days or even hours," says the veteran analyst. That means breakthroughs that would take 5 years with current AI tech will come in just 5 days – accelerating timelines by 360-fold. One former IBM executive calls this new tech: "A scientific instrument for the ages. And it could secure America's AI dominance over China for generations. Which is why the White House is spending billions to expedite the launch right now. Even better? The company behind this breakthrough recently flashed "bullish" in Chaikin's system. Now he says it could be the best AI investment for at least the next 5 years. Chaikin reveals all the details for free here, in his brand-new presentation. He even reveals the name and ticker of the company behind the coming breakthrough about halfway through the video. But fair warning: This is very timely information. Chaikin says he reserves the right to take it offline at any moment. So don't wait. Click the link above to check it out while you still can. Sincerely, Vic Lederman Publisher, Chaikin Analytics P.S. We recommend checking out Marc's presentation right now. Drop whatever you're doing. When this company's new AI tech launches, his research shows it'll render all current AI tech virtually obsolete – instantly. How? By accelerating AI breakthrough times 360X. (Breakthroughs that were supposed to come in 5 years could come in 5 days.) The time to invest is now, he says. And he reveals the full story – and stock ticker – here, for free. Don't delay. This launch will happen before the end of this year. Exclusive Story Remitly’s September Pullback Tests a Still-Strong Growth Story Submitted by Peter Frank. Publication Date: 10/2/2026. Key Points Remitly aims to become a broader financial platform for immigrants, launching new partnerships with Etsy and D360 Bank even as its stock pulled back sharply in September. The company's 2026 revenue outlook rose to as much as $1.988 billion, supported by a shift toward digital remittances that a new cash-transfer tax is accelerating. Analysts remain largely bullish with a $27.78 consensus price target, though management warns of fraud-related losses, heavier marketing costs and thinner third-quarter margins ahead. Special Report: Elon just asked for 1,000,000 satellites (From Behind the Markets) Remitly Global (NASDAQ: RELY) started with a simple idea: make it cheaper and faster for immigrants to send money home. A decade later, that idea has grown into a company that moves enormous sums for its customers, and analysts rate the stock a Buy. Remitly is now trying to become something bigger: the financial home for people who live across borders. Wall Street embraced that story for most of the summer. Then September arrived, and the stock gave back a significant portion of its gains. My biggest prediction yet?! (Ad) James Altucher called Facebook's rise past 100 billion dollars in 2007 and Apple's run to a trillion years later, both times facing skepticism. Now he's tracking a new Elon Musk production facility that could begin operations as soon as October 21, tied to what he calls a potential 2 quadrillion dollar opportunity by 2040, based on Dallas Fed data. Altucher has put the full story and drone footage into one presentation. Watch the full presentation before October 21 But the company is no longer a money-losing startup. It is a fast-growing fintech that generates real cash. Still, its customers' fortunes are tied to immigration and trade policy, competition is intense, and profits are unlikely to rise in a straight line. For investors, the question is whether the recent pullback is a chance to buy or a warning that the easy rally is over. New Partnerships Come With Near-Term Headwinds The past month has been busy. On Sept. 9, Remitly announced a partnership with Etsy (NYSE: ETSY) that lets new sellers in 15 countries get paid through Remitly's network. That same day, however, management spoke at a Goldman Sachs conference and flagged temporary headwinds, including volatility in transaction losses from fraud and chargebacks, as well as increased marketing spending in the second half of the year. The company also continued to launch products, including a partnership with D360 Bank in Saudi Arabia and a "Send with Text" feature that lets customers send money via text. Revenue Growth Is Now Producing Real Cash All of this came about a month after Remitly's second-quarter report, which was its best quarter ever. Issued on Aug. 5, the company's report showed that revenue rose 20% to $495.2 million, beating analysts' forecasts. Send volume—the total amount customers transferred—grew even faster, at 27%, and active customers topped 10 million for the first time. Profits are the even bigger story. Reported net income was $205.9 million, though investors should interpret that figure carefully: The company said $140.6 million came from a one-time tax benefit. Even without that benefit, profit rose sharply from a year earlier. Adjusted earnings before interest, taxes, depreciation and amortization came in at $114.7 million, an increase of 79%. Cash generation was strong as well, with free cash flow nearly tripling to $130 million. Management also cut general and administrative costs, saying AI tools were helping employees get more done. The outlook moved higher, too. Remitly now expects 2026 revenue of $1.978 billion to $1.988 billion, representing year-over-year growth of 21% to 22%. Digital Remittances Drive the Long-Term Opportunity Much of the long-term bull case rests on a steady shift from cash to digital transfers, where Remitly has an edge. A new 1% federal excise tax on cash-funded remittances took effect on Jan. 1, 2026, while digital transfers such as Remitly's are not subject to it. Management said those rule changes helped drive a record number of new customers last quarter, putting more pressure on cash-heavy rivals such as Western Union (NYSE: WU). Remitly is also pursuing larger customers and new products, including the Remitly Global Card, which combines spending, saving, a credit line and USDC stablecoin balances in one account. With a healthy cash cushion, share buybacks underway and 2025 marking its first full year of profitability, the company has room to keep growing. Wall Street Has Stayed Constructive Through the Pullback Wall Street remains enthusiastic. Twelve of 13 analysts rate the stock a Buy, including two who rate it a Strong Buy. One analyst has it rated a Hold. With a 12-month consensus price target of $27.78, that target represents roughly 27% upside. The highest price target is $33 per share, while the lowest is $18. Remitly has been one of the stronger growth stocks of the past year, even after pulling back since the start of September. The stock lost nearly 9% after management's comments at the Goldman Sachs conference. Although shares are down more than 18% over the past month, they remain up about 55% year to date. Policy and Competition Pose Risks The biggest risk for Remitly is that its fortunes depend on immigrant customers, whose incomes are closely tied to U.S. immigration and trade policy. Tighter enforcement or a weaker job market for immigrant workers could slow the flow of money home. Management has also pointed to swings in transaction losses and higher second-half marketing costs, and it expects margins to dip in the third quarter. That signals that profits will not rise in a straight line. Competition is also intense. Western Union is working to close its purchase of Intermex (NASDAQ: IMXI) and has won approval in New York, while California's review continues. Wise Group (NASDAQ: WSE), Xoom from PayPal (NASDAQ: PYPL) and a wave of stablecoin startups are all competing for the same customers. Remitly’s Next Chapter Depends on Execution While the risks are real, Remitly's opportunity is equally real. The company is growing revenue by about 20%, generating cash and aiming to become a global bank for immigrants. Investors should keep in mind that the stock can swing sharply on policy headlines. The next test comes with third-quarter results, expected in late October. For investors seeking strong growth at a reasonable price, the September pullback may offer a more attractive entry point. But the global stage can change quickly, and companies operating on it can feel the effects. This ad is sent on behalf of Chaikin Analytics, 201 King Of Prussia Rd., Suite 650, Radnor, PA 19087. If you would like to optout from receiving offers from Chaikin Analytics please click here. .     Update your email preferences or unsubscribe here © 2026 American Market News | MarketBeat Media, LLC 345 N Reid Place #620 Sioux Falls, SD 57103, United States

Forbes calls this a "golden era" for retirement income

Forbes and Bloomberg are both paying attention - here is what this income shift means for you  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

A Message From Investors Alley I don't get excited about most new investment trends, and I've been investing and advising people since the 1980s, so I've watched the "next big thing" come and go more times than I can count. Which is exactly why this new source of retirement income stopped me cold. Forbes recently described a new category of income investment as entering a "golden era." And Bloomberg reported that the eye-popping yields on these investments are fueling a boom among everyday investors. So naturally, I started digging — and what I found wasn't another speculative fad… These new funds trade right on the NYSE and NASDAQ… And three years ago, barely a dozen of these funds existed. But today there are more than 100… holding over $140 billion. That's serious money, moving fast. Why the smart money is moving here before the crowd → But what interests me most isn't the headlines. It's what this could mean for your retirement. Because these investments are built to do one thing: Generate monthly income — without the $1.5 million Wall Street insists you need. Some folks are targeting $5,000 a month with around 10X less instead. I explain the whole thing in a short briefing. ⇒ Watch the briefing: the income approach Forbes calls a "golden era" → Tim Plaehn Additional Reading from MarketBeat Media These 3 Short-Squeeze Candidates Have Catalysts, But Their Risks Are Just as Large Author: Nathan Reiff. Article Posted: 10/5/2026. Key Points Ondas Holdings, Wolfspeed, and Xponential Fitness all show heavy short interest alongside potential catalysts that could trigger a short squeeze. Each company faces significant bearish pressures, including operating losses, declining revenue trends, or weakening balance sheets that justify investor skepticism. Despite the risks, analysts note possible turnaround catalysts, such as government contracts, data center growth, or corporate governance improvements, that could challenge short sellers. Special Report: Elon says the ‘S’ word (From Paradigm Press) A strong short squeeze candidate can excite investors across the market, both because of its potential to reward those who have taken long positions and because it may gain additional momentum as bearish investors are forced to buy shares to close their positions. The issue for most investors is that a short squeeze is notoriously difficult to predict. Even if a squeeze does occur, it tends to be over quickly, leaving limited time to capitalize. When searching for a short squeeze candidate, it can be helpful to look for companies with significant bearish signals and a potential catalyst that could set the process in motion. The companies below fit this description to varying degrees, but investors will need to assess whether they are more likely to face a squeeze or a legitimate plunge in share price. Ondas Has a Desirable Product, but Uncertainties and High Expenses Prompt Bearishness Rickards Predicts: Trump to buy tiny $2 stock? (Ad) Jim Rickards believes the Trump administration is about to take a direct stake in a $2 stock sitting on the largest mineral reserve in the country - enough gold for a new Fort Knox, enough copper to rebuild the U.S. electric grid 25 times over. The Trump administration has previously staked positions in MP Materials, Lithium America, Trilogy Metals, and USA Rare Earth - each time shares moved higher. A landmark policy decision expected before November 3 could reprice this stock from $2 to $20 or more within a year. Click here to see why Rickards believes this stock is next Drone and wireless networking company Ondas Holdings Inc. (NASDAQ: ONDS) might appear to be a textbook short squeeze candidate. It has consistently elevated short interest—short interest represents more than 42% of the public float and has climbed 4.7% in the last month—owing to the firm's lack of commercial scale. At the same time, a relatively small float means positive news could have a greater impact on the share price than it might otherwise. A bullish case for the company may hinge on Ondas Autonomous Systems, its primary business, which includes drone platforms used for defense, public safety and infrastructure. As defense budgets around the world increase and both warfare and defensive operations focus increasingly on autonomous systems, Ondas could benefit over the long term. Revenue has already been skyrocketing, climbing 13-fold year over year in the second quarter of 2026. On the other hand, Ondas is an early-stage business that still faces operating losses. Last quarter, losses came in 10 cents wider than anticipated as operating expenses surged. These uncertainties may prompt investors to remain bearish. Still, if the company were to announce a major government contract or even a move toward profitability, it could force those investors to reevaluate their positions. The Market Looks Down on Wolfspeed, but There's a Contrarian Case Wolfspeed Inc. (NYSE: WOLF) has developed a reputation as a black sheep in the semiconductor industry, owing to slowing electric vehicle (EV) demand for silicon carbide, several manufacturing challenges and an unstable balance sheet. These issues have led Wall Street analysts to caution that shares are a Hold and potentially overvalued, with nearly 30% downside potential. They have also led investors to sell short nearly 50% of the public float. Revenue is trending in the wrong direction, even though the company's losses per share were narrower than anticipated in a recent quarterly report. Still, there may be reasons for some contrarian investors to go long on WOLF shares. For one, the company's data center business is thriving, with revenue in that segment more than doubling year over year. The company also reached the midpoint of the year with $1.1 billion in cash and short-term investments, helping to reduce its annual interest expenses. In addition, it has several exciting commercial applications in development that could help reinvigorate growth. With the market so pessimistic about WOLF, even a modest win could kick-start an upward price move that might put short sellers in a difficult position. Financial and Operational Struggles Make Xponential a Top Short Candidate Xponential Fitness Inc. (NYSE: XPOF) is a beleaguered fitness brand franchisor whose share price has fallen 42% year to date (YTD). With short interest representing about 27.5% of the public float—up nearly 12% in the last month—the market is generally betting against a recovery. There are operational reasons for this sentiment, including a lack of success with the franchise model and tepid growth. Still, there may be signs that a turnaround is possible. Corporate governance remains a major project for the company, which continues to expand its presence and had nearly 3,200 studios worldwide as of the end of last quarter. As Xponential's cash reserves decline and its long-term debt rises, it becomes an increasingly high-risk venture for investors considering it as a short squeeze candidate. Still, if a squeeze does occur, bullish investors may benefit significantly. Analysts suggest caution is warranted, with the large majority calling for a Hold for XPOF stock. .   © 2026 StockNews.com | MarketBeat Media, LLC 345 N Reid Place Sioux Falls, SD 57103, United States Unsubscribe

AI Made a Data Mess. This SaaS Name Sells the Cleanup

AI is everywhere. The cleanup job it leaves behind is where the real money sits.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Read online       Unsubscribe       AI Made a Data Mess. This SaaS Name Sells the Cleanup More than 70% of enterprise AI rollouts are stalling at the exact same choke point, and it isn't the models. One mid-cap SaaS vendor already owns the plumbing. Q3 earnings land in weeks. Double Yield (Sponsored) Record Profits, Raised Guidance, ~10% Yield — All Under $4 A documentary streamer in our free report just posted record net income of $8.9 million, grew revenue 22% year over year, and raised full-year guidance to $77 to $82 million. AI labs are licensing its library. It trades at $3.55 and yields about 10%. Get the free report now (By clicking this link you agree to receive emails from Trading Tips and our affiliates. You can opt out at any time. - Privacy Policy) Picture the scene. Every CIO in America just spent 18 months rolling out Copilot, ChatGPT Enterprise, and a dozen other AI tools inside Microsoft 365 and Google Workspace. Few stopped to ask what happens when an AI model can suddenly read every stale document, every misconfigured permission, and every sensitive HR file sitting in some forgotten SharePoint folder. That is the real AI problem you face in 2026. And the company best positioned to clean it up is AvePoint (NASDAQ: AVPT), a Jersey City SaaS vendor that the market still prices like a backup software shop. Action: Build a starter position in AVPT in the $14 to $15 range ahead of Q3 earnings on November 5. The AI governance ARR line is the print to watch. What Just Happened AvePoint dropped its "State of AI" report on June 29, and the data is already reshaping enterprise buying cycles. The headline finding: more than 70% of enterprises have paused or scaled back an AI deployment because of data governance concerns. That isn't a marketing stat you can ignore. It's a direct feeder into AvePoint's pipeline. Pair that with last quarter's results, where management reiterated 2026 ARR growth of about 26% at the midpoint, adjusted for currency. The stock still sits below its 52-week high.  A growing SaaS business with a sales catalyst building underneath, trading like nothing is happening. Small Caps (Sponsored) Big moves start quietly Big moves in a small-cap name often start quietly, long before it reaches anyone's watchlist. Volume shifts. Early accumulation. Small signals that most people miss because they are not looking yet. Discovering Small Stocks Before They Make Their Big Move… is a free research guide built around that idea: how these early signals tend to form, what they look like in the data, and a few current setups worth keeping an eye on. Read the Guide (By clicking the link above, you agree to receive emails from StockNewsTrends. You can opt out at any time. - Privacy Policy) *We encourage readers to perform their own research and due diligence on any information we provide ASML, a Dutch company, holds a unique position in the chip industry. What is it? The only maker of silicon wafers The world's sole supplier of EUV lithography machines needed for the most advanced chips The only company that designs CPU instruction sets The largest chip packaging and testing firm What the Business Actually Does AvePoint sells software that governs, protects, and backs up data inside collaboration platforms like Microsoft 365, Google Workspace, and Salesforce. Think of them as the hall monitors for your company's unstructured data: who can see what, which files should be deleted, which permissions are too loose. Used to be a sleepy market. Then AI arrived. Now every one of those permission mistakes becomes an AI-amplified liability, because large language models don't respect "I thought that was hidden." They surface everything you technically have access to. AvePoint built the plumbing for this problem a decade ago. They just happen to be sitting on it right as the demand curve bends vertical. Warning Signal Returns (Sponsored) The secret that called 1929 is flashing something new In 1929, Irving Weiss spotted danger before most of Wall Street saw it coming. That research process later became the foundation of Weiss Ratings — and now the system is flashing one of its strongest warnings in years. Their latest briefing explains what could hit the market in the back half of 2026, which popular stocks may be vulnerable, and which lesser-known names they believe could benefit. See the Stocks to Avoid — and the Ones Weiss Is Watching Now Why the Market Cares Again AI deployments are hitting a wall. Microsoft Copilot rollouts keep stalling at the governance stage, and before you can switch AI on, you're forced to clean up your data environment. AvePoint's Confidence Platform is one of the few shrink-wrapped answers. The MSP channel is finally scaling. AvePoint's push into managed service providers was slow going for years. In the last two quarters, MSP-driven ARR has been one of the fastest-growing lines in the business, giving you a repeatable, lower-cost distribution channel to watch. The cash flow narrative is flipping too. For years, the knock-on AVPT was SaaS growth without profits. That's changing. Free cash flow is now the story, and you're not paying up for it yet. What the Financials Are Signaling ARR trajectory. AvePoint has been growing ARR at a mid-20s percentage rate while most of its mid-cap SaaS peers have decelerated into the low teens. Your reacceleration thesis depends on the AI governance line continuing to lift the mix. Free cash flow conversion. AvePoint is solidly free-cash-flow positive while still growing ARR in the mid-20s. That's rare for a SaaS name growing this fast. Balance sheet. No meaningful debt, and a cash cushion that gives management room to buy back stock or make tuck-in acquisitions without diluting you. Action: Model AVPT on cash flow, not ARR multiples. The upside case moves it from a "SaaS growth name" to a "SaaS compounder." The Valuation Problem You Shouldn't Ignore Still priced on growth. AVPT trades closer to a growth SaaS multiple than a cash-flow story. If growth slips below 20%, the multiple compresses fast. You need to accept that risk. Comps have come in hard. A lot of mid-cap SaaS peers have seen their multiples shrink 30-40% from 2024 highs. If the broader SaaS basket keeps grinding lower, don't expect AVPT to be immune in your book, governance story or not. What Needs to Happen Next Q3 earnings print (November 5). This is the key catalyst. You want to see the AI governance ARR line break out as its own disclosure. If management calls it out specifically, analysts have to start modeling it separately. Analyst day or investor update. A refreshed long-term FCF target would push analysts to reprice the stock. Watch for anything that pushes beyond their current medium-term guide. Microsoft Ignite (November 17 to 20). AvePoint tends to ride the Microsoft news cycle well. Any Copilot governance announcements usually lift AVPT within days. Bear Case Microsoft builds it in-house. If Microsoft decides to bundle serious governance into Copilot itself, AVPT loses its best talking point. This is the single biggest existential risk, and you should keep it on your radar. MSP channel disappoints. If the MSP ramp slows, the growth reacceleration thesis cracks. Watch the sequential MSP ARR disclosure every quarter. Macro IT budget pressure. Enterprises freezing software spend into year-end would hit AVPT like it hits every SaaS vendor. Action: If you want to offset the Microsoft bundling risk, pair the position with a diversified software ETF rather than piling into more single-name SaaS exposure. How I'd Frame a Position Starter position now. Take a half-size position at current levels. Some skin in the game before the Q3 print, but not your full size. Add on an earnings dip. If the stock pulls back 8-12% on anything other than a thesis-breaking print, that's your spot to double up. Already own it? Hold through earnings. Trim only if ARR growth decelerates below 18% or if free cash flow guidance comes in soft. AvePoint is Positioned to Dominate the AI Cleanup Cycle AvePoint is one of the cleanest ways to play the AI governance wave without paying a hyperscaler multiple. You get a mid-20s growth story, a company already generating real free cash flow, and a Q3 earnings catalyst inside of a month. The downside is a crowded SaaS market and Microsoft encroachment risk. At current prices, you're being paid to wait for the story to catch up to the fundamentals. Setup Scorecard Entry Zone: $14 to $15 Target: $17 Stop Loss: Reassess on a weekly close below $12, roughly 17% under recent levels Catalyst Timeline: Q3 earnings November 5, Microsoft Ignite November 17 to 20, year-end enterprise budget cycle Confidence Level: Medium-High. The governance tailwind is real, and the cash flow is already there. Multiple compression on a growth stumble is the one that keeps me up. That's our coverage for today; thanks for reading! Reply to this email with feedback or any tech stocks you want me to check out. Best Regards, —Noah Zelvis Tech Stock Insider   Tech Stock Insider is a publication of Elite Trade Media LLC. Disclosure: Content is for informational and entertainment purposes only and is not investment advice. Do not base investment decisions on this newsletter. Securities mentioned may be owned by our owners or operators, which could affect our objectivity. Consult a licensed financial advisor before making any investment decision. 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